CIBC Aventura® Visa Infinite* Card review
Sep 3, 2025
While we adhere to strict editorial guidelines, partners on this page may provide us earnings.
Overall rating
First year value
$1,920
Get this card if you:
- want to accelerate earning Aventura points
- want comprehensive travel insurance coverage
- want lounge access and a NEXUS rebate
Scores by category
Travel 4.3
Welcome Bonus 4.3
At a glance
The CIBC Aventura® Visa Infinite* Card is a travel rewards credit card that allows cardholders to earn Aventura Points on everyday purchases, with accelerated rates for eligible travel booked through the CIBC Rewards Centre, as well as at gas stations, EV charging stations, grocery stores, and drug stores. It offers benefits such as four complimentary visits to over 1,200 airport lounges globally through the Visa Airport Companion Program, a NEXUS™ application fee rebate, and comprehensive travel insurance.
Highlights
$1,920
First year value
up to 35,000 pts†
Welcome bonus
$139
Annual fee
first year rebated† - $50 each for up to 3 additional cards†
Interest Rates
20.99%
Purchase APR
22.99%
Balance transfer APR
22.99%
Cash advance APR
Eligibility
Good
Recommended credit score
$60,000
Required annual personal income
$100,000
Required annual household income
Quick overview of the CIBC Aventura® Visa Infinite* Card
The CIBC Aventura® Visa Infinite* is the forgotten middle sibling of CIBC cards—neither matching the earning potential of the Dividend series nor the travel benefits of the Aeroplan lineup. With basic travel insurance and no FX fee relief, it ranks among the most uninspiring travel cards available.
Why keep it? The current promotion of up to 35,000 Aventura Points†. Once that ends, this card moves from merely boring to completely skippable. Unless you're inexplicably devoted to this card, it's destined for the credit card graveyard (after funding one last weekend getaway).
Who’s the CIBC Aventura® Visa Infinite* Card for?
- Frequent travellers looking for flexible travel rewards with access to over 1,200 airport lounges worldwide and 4 complimentary passes annually
- Security-conscious travellers who value comprehensive protection, with 12 different types of complimentary insurance, including trip cancellation and mobile device coverage
- Cross-border shoppers and travelers wanting expedited security screening with the included NEXUS(TM) Application Fee rebate† every four years
- Everyday spenders looking for enhanced rewards on common purchases, earning bonus Aventura points per dollar on gas, groceries, EV charging, and drugstores.
- Luxury-seeking travelers who appreciate exclusive access to Visa Infinite benefits, including concierge service, luxury hotel collection, and dining events.
Pros and cons
Pros
- First year annual fee rebate
- High welcome bonus
- Easy-to-use points redemption process
- Nexus application fee rebate
- Four complimentary lounge passes that can be used at 1,200+ airports
- Mobile device and extended warranty insurance
Cons
- Uninspired travel insurance offering
- Difficult to earn points through daily spending
- $139 annual fee that’s hard to justify
CIBC Aventura® Visa Infinite* Card welcome bonus
- Get up to $1,350 in value, including up to 35,000 Aventura Points.†
How to earn Aventura points on the CIBC Aventura® Visa Infinite* Card
After getting the welcome bonus, earning points on this card is a slog:
- Earn 2 points on travel purchased through the CIBC Rewards Centre†
- Earn 1.5 points at eligible gas stations, EV charging, grocery stores and drug stores†
- Earn 1 point on all other purchases†
The biggest bang-for-your-buck method is booking travel through the CIBC Rewards Centre, where you’ll earn 2 points on travel purchased through the CIBC Rewards Centre†. Truthfully, this measly points multiplier doesn’t seem worth it, as you’ll be forced to navigate the ramshackle rewards centre (it froze twice on me while testing it for this article).
The next best way to earn points is by using it at grocery stores, gas stations, charging stations and drug stores. This method will get you 1.5 Aventura points for every dollar spent.
Let's look at a typical monthly spending pattern for a cardholder to see how much you can really expect to earn from the Aventura Visa infinite Card:
- $500 on groceries (1.5 points/$1) = 750 points
- $300 on gas and EV charging (1.5 points/$1) = 450 points
- $200 at drugstores (1.5 points/$1) = 300 points
- $1,000 on general purchases (1 point/$1) = 1,000 points
- $400 trip booked through CIBC Rewards Centre (2 points/$1) = 800 points
Total monthly points: 3,300 Aventura points
Total annual points: 39,600 Aventura points
How to redeem name of points on the CIBC Aventura® Visa Infinite* Card
There are several ways to redeem Aventura points, including:
- Travel redemptions (flights, hotels, other bookings through the CIBC Rewards Centre)
- Other redemptions (statement credits, gift cards, merchandise, CIBC financial products)
Aventura points do not expire as long as your CIBC Aventura® Visa Infinite* Card account remains open and in good standing.
- Book flights through the CIBC Rewards Centre with no blackout dates or airline restrictions
- Redeem against a travel purchase redemption chart, with flights starting at 10,000 points
- Apply points as statement credits against any travel purchase
For me, the best method to redeem points is using them for your travel-related purchases at 1.25 cents per point (e.g. 16,000 points will cover your $200 per night luxury villa in Thailand). All you need to do is charge the travel purchase to your card. Then, you can go to the CIBC Online Banking or Mobile App, and click on the purchase while it’s still pending. If you wait too long (usually a couple days) and the transaction posts — you’re SOL.
Another way to redeem is through the CIBC Rewards Centre. I’ve avoided using this method, not just because the website is janky, but also — it’s difficult to extract the true value from your points. Gift cards and merchandise have a horrifically low points redemption value (0.71 cents per point).
Using the CIBC Flight Rewards Chart has a high points redemption value, in theory (2.29 cents per points), but due to inflated prices and additional fees, it’s near impossible to make the most of it.
Other award options with the CIBC Aventura® Visa Infinite* include:
- Convert to merchandise or gift cards (typically at lower value than travel)
- Redeem for financial products like GICs or contribute to registered accounts
- Use points for CIBC financial service fees
Some more unique ways to spend points are applying them to charity spending or an existing CIBC financial product, such as your loan or mortgage. For the truly lazy, you can, of course, apply the points against your credit card balance for the lowest of all redemption options (0.63 cents per point).
What are Aventura points worth?
CIBC Aventura points offer different values depending on how you redeem them:
- Travel: Typically worth 1 cent per point (100 points = $1)
- Statement credits: Around 0.57 cents per point
- Merchandise: Approximately 0.6-0.8 cents per point
- Gift cards: Around 0.7-0.9 cents per point
- Financial products: Approximately 0.8 cents per point
- Concentrate spending in 1.5x point categories (groceries, gas, EV charging, drugstores)
- Book travel through the CIBC Rewards Centre to earn 2x points
- Use the card for all eligible recurring payments
- Time major purchases to coincide with point multiplier promotions
CIBC Aventura® Visa Infinite* Card key benefits
- Flexible point redemption with no blackout dates or airline restrictions
- 1.5x points on gas, groceries, EV charging, and drugstores
- 2x points on travel booked through CIBC Rewards Centre
- 4 complimentary airport lounge visits annually
- NEXUS(TM) Application Fee rebate† every four years
- No expiry on points as long as your account remains open
Comprehensive travel insurance package including:
- Trip cancellation/interruption insurance
- Flight delay and baggage insurance
- Travel medical insurance
- Mobile device insurance
- Purchase security and extended protection
- Access to the Visa Infinite Concierge service
- Exclusive dining events and culinary experiences
- Visa Infinite Luxury Hotel Collection benefits
- Special wine country benefits and experiences
CIBC Aventura® Visa Infinite* insurance coverage
The insurance coverage for this card is what you’d expect from your basic travel credit card, with a few added perks. Here’s what’s included:
| Insurance | Coverage amount |
|---|---|
| Extended warranty | Extends the life of a manufacturer's warranty for up to 1 year |
| Purchase protection | Provide purchase protection for items for up to 90 days from purchase |
| Mobile device | Provides coverage for mobile devices that are lost, stolen or accidentally damaged up to $1,000 per occurrence, per insured person. Either the full device cost was paid with this card, or any portion of the price is financed with the card through a Canadian wireless service provider |
| Out-of-province emergency travel medical insurance | $5,000,000 of coverage for 15 consecutive days, for cardholders under 65. Three days of coverage for card holders over 65 |
| Common carrier accident | Coverage for accidental death or dismemberment, resulting from riding as a passenger on a common carrier is covered up to $500,000 |
| Flight and baggage delay | When a flight is delayed, all insured passengers are eligible for $500 combined to cover reasonable living expenses (e.g. meals, accommodations, clothes). In the case of delayed baggage, insured passengers are eligible for $500 each, up to a maximum of $1,000 |
| Trip interruption | For interruptions, each person is covered up to $2,000 |
| Trip cancellation | For cancellations, each insured person is covered up to $1,500 per trip, up to a maximum of $5,000. |
| Lost or stolen baggage | nsured passengers are eligible for $500 per person, up to a maximum of $1,000 |
| Hotel burglary | Covers up to $2,500 per occurrence for all insured persons combined in the case that accommodations are burglarized |
| Rental car coverage | Rental cars charged to this card will be covered for a rental period of 48 days (for rental cars up to $65,000 in value) |
Extra benefits of the CIBC Aventura Visa Infinite credit card
- Mobile wallet compatibility (Apple Pay, Google Pay)
- Chip and PIN security technology
- Online banking integration
- No additional fee for authorized users
There’s surprisingly little chatter about this card online, outside of credit card churners gunning for the welcome bonus. In posts discussing the best travel credit cards, conversations veer toward shinier objects like the beloved Amex Cobalt.
As /u/OldRefrigerator8821 mentions, there is often a premium on redemptions booked through the CIBC Rewards Centre, making it difficult to squeeze out the maximum value from the points.
I am not a fan of the CIBC Aventura. When using points there is a significant premium compared to the market rate.
OldRefrigerator8821
The CIBC Aventura Visa Infinite Card offers substantially better value than the Gold version despite sharing identical annual fees ($139), welcome bonuses and earning structures.
The difference lies in insurance coverage - the Infinite includes comprehensive travel medical with no age restrictions and crucial trip cancellation/interruption protection that can save thousands if plans change. The Aventura Gold card's stripped-down coverage creates a substantial value gap that no amount of welcome bonus points can overcome.
The Infinite also covers medical emergencies regardless of age, while the Gold cuts you off at 65—exactly when you need coverage most. This isn't minor fine print; it's the difference between having real protection abroad or gambling with your financial security.
Disclosures:
- †Terms and Conditions Apply. This offer is not available for residents of Quebec.
- The information for the CIBC Aventura® Gold Visa* Card has been collected independently by Money.ca. The card details on this page have not been reviewed or provided by the card issuer.
up to 60,000 pts†
Welcome Bonus
$2,320
First Year Value
$570
Annual Value
Welcome Bonus: Get up to $1,750 in value, including up to 60,000 Aventura Points.†
Get this card if you...
- want to earn Aventura points on everyday purchases
- value travel perks, including comprehensive travel insurance
- want flexible redemption, including loyalty points conversion
Annual Fee & Annual Interest Rates
$139
Annual Fee
20.99%†
Purchase
22.99%†
Cash Advance
22.99%†
Balance Transfer
Our Take
The CIBC Aventura® Gold Visa* Card is a travel rewards credit card that allows cardholders to earn Aventura Points on everyday purchases, with accelerated rates for eligible travel booked through the CIBC Rewards Centre, as well as at gas stations, EV charging stations, grocery stores, and drug stores. It also offers benefits such as a NEXUS™ application fee rebate, access to airport lounges, and comprehensive travel insurance.
Eligibility
Good (620 - 670)
Recommended Credit Score
$15,000
Required Annual Household Income
Pros
- High value welcome offer
- Minimal household annual income required
- Exceptional points-redeemable travel opportunities and other perks
Cons
- High annual fee (rebated for your first year)†
Annual Interest Rates
20.99%†
Purchase
22.99%†
Cash Advance
22.99%†
Balance Transfer
25.99%†
Penalty
Fees
$139
Annual Fee
2.50%†
Foreign Transaction
$5
Cash Advance
$29
Over The Limit Penalty
$42.5
Return Penalty
Rewards Aventura
2
points for every $1 spent on eligible travel purchased through the CIBC Rewards Centre†
1.5
points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
1
point for every $1 spent on all other purchases†
Insurance Benefits
$1,000
Mobile device insurance amount
$5,000,000
Emergency medical insurance amount
$500,000
Travel accident insurance amount
$2,500
Hotel burglary insurance
$65,000
Rental car insurance amount
Get up to $1,750 in value, including up to 60,000 Aventura Points†:
15,000 Aventura Points when you make your first purchase†
30,000 Aventura Points when you spend $3,000 or more in net purchases in the first 4 monthly statement periods†
15,000 Aventura Points if you have at least $5,000 in net purchases posted to your account in the first 4 monthly statement periods†
Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value.†
Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 value.
Plus, get a NEXUS™ Application Fee rebate: a $100 value.†
Our Take
The CIBC Aventura® Gold Visa* Card is a travel rewards credit card that allows cardholders to earn Aventura Points on everyday purchases, with accelerated rates for eligible travel booked through the CIBC Rewards Centre, as well as at gas stations, EV charging stations, grocery stores, and drug stores. It also offers benefits such as a NEXUS™ application fee rebate, access to airport lounges, and comprehensive travel insurance.
Eligibility
Good (620 - 670)
Recommended Credit Score
$15,000
Required Annual Household Income
Pros
- High value welcome offer
- Minimal household annual income required
- Exceptional points-redeemable travel opportunities and other perks
Cons
- High annual fee (rebated for your first year)†
Annual Interest Rates
20.99%†
Purchase
22.99%†
Cash Advance
22.99%†
Balance Transfer
25.99%†
Penalty
Fees
$139
Annual Fee
2.50%†
Foreign Transaction
$5
Cash Advance
$29
Over The Limit Penalty
$42.5
Return Penalty
Rewards Aventura
2
points for every $1 spent on eligible travel purchased through the CIBC Rewards Centre†
1.5
points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
1
point for every $1 spent on all other purchases†
Insurance Benefits
$1,000
Mobile device insurance amount
$5,000,000
Emergency medical insurance amount
$500,000
Travel accident insurance amount
$2,500
Hotel burglary insurance
$65,000
Rental car insurance amount
Get up to $1,750 in value, including up to 60,000 Aventura Points†:
15,000 Aventura Points when you make your first purchase†
30,000 Aventura Points when you spend $3,000 or more in net purchases in the first 4 monthly statement periods†
15,000 Aventura Points if you have at least $5,000 in net purchases posted to your account in the first 4 monthly statement periods†
Get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value.†
Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: up to $277 value.
Plus, get a NEXUS™ Application Fee rebate: a $100 value.†
The CIBC Aventura and RBC Avion Visa Infinite cards share similar $139 annual fees and flexible travel redemption models, but differ in everyday use.
Aventura's fixed redemption chart often delivers better value for economy flights within North America, while RBC Avion's transferability to airline programs like British Airways Avios gives it an edge for premium international travel. Aventura typically offers stronger insurance (including mobile device coverage) and a NEXUS rebate that frequent border-crossers will appreciate, while Avion stands out with its no-blackout-date promise and ability to book on any airline through their travel centre.
Disclosures:
-
Refer to RBC page for up to date offer terms and conditions.
This post contains affiliate links. Please read disclaimer for more info.
Disclaimer: Money.ca may engage in affiliate marketing, which is done by embedding tracking links into Money.ca. If you click on a link for an affiliate partnership, a cookie will be placed on your browser to track any sales for purposes of commissions.
35,000 points^
Welcome Bonus
$963
First Year Value
$213
Annual Value
Welcome Bonus: Enjoy 35,000 Avion points upon approval^ (travel value of $750†).
Get this card if you...
- want to earn Avion points on everyday purchases
- value a generous welcome offer
- need comprehensive travel insurance benefits
Annual Fee & Annual Interest Rates
$120
Annual Fee
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Our Take
The RBC Avion Visa Infinite Card is a flexible travel rewards credit card that allows cardholders to earn Avion points on everyday purchases, with additional benefits such as comprehensive travel insurance and access to exclusive events. It is well-suited for frequent travelers seeking a versatile rewards program and value-added perks.
Eligibility
Very Good (671 - 739)
Recommended Credit Score
$60,000
Required Annual Personal Income
Pros
- Rewards program is highly flexible, transferable, and includes a slew of non-travel-related reward options
- Partnerships with other retailers like HBC and Petro-Canada
- Provides excellent travel insurance
- New cardholders get 35,000 Avion points^
- Solid option for looking for a travel-centric points program
Cons
- The points-to-dollars ratio is only average and there are few opportunities for accelerated earning.
- The $120 annual fee isn’t cheap
- High annual income requirement: Personal: $60,000 or Household: $100,000
Annual Interest Rates
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$120
Annual Fee
2.50%
Foreign Transaction
5.00%
Balance Transfer
Rewards Avion Elite
1
Earn 1 Avion point for every dollar you spend*.
25%
extra Avion points on eligible travel purchases
$1,500
mobile device insurance
3¢/L
savings on fuel at Petro-Canada and always earn 20% more Avion points
50
Be Well points for every $1 spent on eligible products at Rexall
20%
off at Hertz and earn 3x the Avion points
$0
delivery fees for 12 months from DoorDash
Insurance Benefits
$1,500
Mobile device insurance amount
3
Emergency medical insurance over 65 days
$500,000
Travel accident insurance amount
$2,500
Hotel burglary insurance
$65,000
Rental car insurance amount
Enjoy 35,000 Avion points upon approval^ (travel value of $750†).
^This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an Eligible Credit Card account during the Offer Period, are not eligible for the offer. See RBC site for full Terms and Conditions.
Our Take
The RBC Avion Visa Infinite Card is a flexible travel rewards credit card that allows cardholders to earn Avion points on everyday purchases, with additional benefits such as comprehensive travel insurance and access to exclusive events. It is well-suited for frequent travelers seeking a versatile rewards program and value-added perks.
Eligibility
Very Good (671 - 739)
Recommended Credit Score
$60,000
Required Annual Personal Income
Pros
- Rewards program is highly flexible, transferable, and includes a slew of non-travel-related reward options
- Partnerships with other retailers like HBC and Petro-Canada
- Provides excellent travel insurance
- New cardholders get 35,000 Avion points^
- Solid option for looking for a travel-centric points program
Cons
- The points-to-dollars ratio is only average and there are few opportunities for accelerated earning.
- The $120 annual fee isn’t cheap
- High annual income requirement: Personal: $60,000 or Household: $100,000
Annual Interest Rates
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$120
Annual Fee
2.50%
Foreign Transaction
5.00%
Balance Transfer
Rewards Avion Elite
1
Earn 1 Avion point for every dollar you spend*.
25%
extra Avion points on eligible travel purchases
$1,500
mobile device insurance
3¢/L
savings on fuel at Petro-Canada and always earn 20% more Avion points
50
Be Well points for every $1 spent on eligible products at Rexall
20%
off at Hertz and earn 3x the Avion points
$0
delivery fees for 12 months from DoorDash
Insurance Benefits
$1,500
Mobile device insurance amount
3
Emergency medical insurance over 65 days
$500,000
Travel accident insurance amount
$2,500
Hotel burglary insurance
$65,000
Rental car insurance amount
Enjoy 35,000 Avion points upon approval^ (travel value of $750†).
^This offer only applies to new applications for an RBC Avion Visa Infinite or RBC Avion Visa Platinum credit card (each, an “Eligible Credit Card”) approved by Royal Bank of Canada (“Royal Bank”) subject to the conditions below. Additional cardholders(s) (co-applicant and authorized user(s)) on the Eligible Credit Card account, as well as existing cardholders on any RBC Royal Bank personal credit card account transferring to an Eligible Credit Card account during the Offer Period, are not eligible for the offer. See RBC site for full Terms and Conditions.
| Category | CIBC Aventura® Visa Infinite* Card | CIBC Aeroplan® Visa Infinite* Card |
|---|---|---|
| Annual fee | $139 (first year rebated† - $50 each for up to 3 additional cards†) | $139 |
| Welcome offer | up to 35,000 Aventura Points† | up to 40,000 Aeroplan points† |
| Insurance | Decent travel coverage, plus mobile and purchase protection | Decent travel coverage, plus mobile and purchase protection |
| Benefits | 4 lounge passes per year, NEXUS(TM) Application Fee rebate† every four years | |
| Review | You’re reading it |
CIBC Aeroplan® Visa Infinite review
|
| Learn more |
Disclosures:
- †Terms and Conditions Apply. This offer is not available for residents of Quebec.
- The information for the CIBC Aeroplan® Visa Infinite* Card has been collected independently by Money.ca. The card details on this page have not been reviewed or provided by the card issuer.
up to 40,000 points
Welcome Bonus
$1,646
First Year Value
$546
Annual Value
Welcome Bonus: Join and get up to $1,100 in value in your first year!†
Get this card if you...
- frequently travel with Air Canada and collect Aeroplan points
- value comprehensive travel insurance
- value a great welcome offer
Annual Fee & Annual Interest Rates
$139
Annual Fee
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Our Take
The CIBC Aeroplan® Visa Infinite* Card is a travel rewards credit card tailored for frequent Air Canada travelers, offering elevated Aeroplan point accumulation on eligible gas, grocery and direct Air Canada purchases. Cardholders benefit from perks such as a free first checked bag on Air Canada flights, access to exclusive Visa Infinite offers, and comprehensive travel insurance.
Eligibility
Very Good (671 - 739)
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
Pros
- Earn up to 40,000 bonus Aeroplan points in the first year
- Earn up to 1.5 Aeroplan points on purchases
- Free checked bags on Air Canada flights
- Special pricing on Aeroplan flight rewards
- Includes travel insurance
Cons
- High income requirement of either $60,000 personal or $100,000 household
- Rewards go furthest when redeeming for Air Canada flights, so that can limit your travel options
Annual Interest Rates
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
25.99%
Penalty
Fees
$139
Annual Fee
2.50%
Foreign Transaction
5.00%
Balance Transfer
$5
Cash Advance
$29
Over The Limit Penalty
$42.5
Return Penalty
Rewards Aeroplan
1.5 pts
for every $1 you spend on eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations®
1 pt
for every $1 you spend on all other purchases.
2x
Earn points twice at over 150 Aeroplan partners and more than 170 online retailers through the Aeroplan eStore.
Insurance Benefits
$1,000
Mobile device insurance amount
$5,000,000
Emergency medical insurance amount
$2,500
Hotel burglary insurance
$65,000
Rental car insurance amount
Join and get up to $1,100 in value in your first year!†
Get a total of up to 40,000 Aeroplan points (up to $800 in travel value†):
10,000 Aeroplan points when you make your first purchase†.
10,000 Aeroplan points when you spend $5,000 or more during the first 4 monthly statements periods†.
20,000 Aeroplan points as an additional anniversary bonus when you have at least $10,000 in net purchases posted on your account during the first 12 monthly statement periods†.
Enjoy a free first checked bag: a $140 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†.
Plus, get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value†.
Our Take
The CIBC Aeroplan® Visa Infinite* Card is a travel rewards credit card tailored for frequent Air Canada travelers, offering elevated Aeroplan point accumulation on eligible gas, grocery and direct Air Canada purchases. Cardholders benefit from perks such as a free first checked bag on Air Canada flights, access to exclusive Visa Infinite offers, and comprehensive travel insurance.
Eligibility
Very Good (671 - 739)
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
Pros
- Earn up to 40,000 bonus Aeroplan points in the first year
- Earn up to 1.5 Aeroplan points on purchases
- Free checked bags on Air Canada flights
- Special pricing on Aeroplan flight rewards
- Includes travel insurance
Cons
- High income requirement of either $60,000 personal or $100,000 household
- Rewards go furthest when redeeming for Air Canada flights, so that can limit your travel options
Annual Interest Rates
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
25.99%
Penalty
Fees
$139
Annual Fee
2.50%
Foreign Transaction
5.00%
Balance Transfer
$5
Cash Advance
$29
Over The Limit Penalty
$42.5
Return Penalty
Rewards Aeroplan
1.5 pts
for every $1 you spend on eligible gas, electric vehicle charging, groceries and with Air Canada directly, including through Air Canada Vacations®
1 pt
for every $1 you spend on all other purchases.
2x
Earn points twice at over 150 Aeroplan partners and more than 170 online retailers through the Aeroplan eStore.
Insurance Benefits
$1,000
Mobile device insurance amount
$5,000,000
Emergency medical insurance amount
$2,500
Hotel burglary insurance
$65,000
Rental car insurance amount
Join and get up to $1,100 in value in your first year!†
Get a total of up to 40,000 Aeroplan points (up to $800 in travel value†):
10,000 Aeroplan points when you make your first purchase†.
10,000 Aeroplan points when you spend $5,000 or more during the first 4 monthly statements periods†.
20,000 Aeroplan points as an additional anniversary bonus when you have at least $10,000 in net purchases posted on your account during the first 12 monthly statement periods†.
Enjoy a free first checked bag: a $140 value for 2 travellers for each round-trip flight, assuming you take one round-trip Air Canada flight in the first year†.
Plus, get a one-time annual fee rebate ($139) for you (the primary cardholder) and up to three authorized users ($50 each): up to $189 value†.
Is the CIBC Aventura® Visa Infinite* Card worth it?
The CIBC Aventura® Visa Infinite* Card is certainly worth it for at least one year. After that — probably not. Unless you fall in love with the CIBC Rewards Centre for booking your vacations, you’re probably better off ditching this card before the second year annual fee comes due.
CIBC Aventura® Visa Infinite* Card eligibility criteria
- $60,000 personal or $100,000 household income
- Good (760+) credit score
FAQs
- †Terms and Conditions Apply. This offer is not available for residents of Quebec.
-
The information for the CIBC Aventura® Visa Infinite* Card has been collected independently by Money.ca. The card details on this page have not been reviewed or provided by the card issuer.
Cameron Smonk
Freelance Writer
Cam is a content marketer with a passion for saving, financial independence, and pulling off elaborate credit card point schemes. He has worked in Fintech and Finserve (specifically Group Retirement) and loves researching and writing about finance.
Cory Santos
Senior Reporter
Cory Santos is a finance writer, editor and credit card expert with nearly a decade of experience in personal finance. Cory joined Wise Publishing from BestCards, with bylines in numerous print and digital publications across North America, including the Miami Herald, BlogTO, Debt.ca, AOL, MSN and Medium as well as financial podcasts like KOFE Talk. He's also the creator and author of the annual Money.ca Credit Card Awards.
Explore the latest articles
Is a 50/50 expense split fair for all couples?
Do you define "fair" in a dual-income household
Disclaimer
The content provided on Money.ca is information to help users become financially literate. It is neither tax nor legal advice, is not intended to be relied upon as a forecast, research or investment advice, and is not a recommendation, offer or solicitation to buy or sell any securities or to adopt any investment strategy. Tax, investment and all other decisions should be made, as appropriate, only with guidance from a qualified professional. We make no representation or warranty of any kind, either express or implied, with respect to the data provided, the timeliness thereof, the results to be obtained by the use thereof or any other matter. Advertisers are not responsible for the content of this site, including any editorials or reviews that may appear on this site. For complete and current information on any advertiser product, please visit their website.
†Terms and Conditions apply.