TD First Class Travel® Visa Infinite* Card review
Apr 24, 2025
While we adhere to strict editorial guidelines, partners on this page may provide us earnings.
Overall rating
First year value
$618
Get this card if you:
- are a frequent traveler and prefer Expedia for bookings
- want comprehensive travel insurance to ensure peace of mind
- value a great welcome offer
At a glance
The TD First Class Travel® Visa Infinite* Card is a travel rewards credit card offering elevated TD Rewards Points on purchases made through Expedia® For TD†, as well as on groceries and dining. Cardholders benefit from a substantial welcome bonus, an annual $100 TD Travel Credit†, and access to Visa Infinite privileges, including concierge services and exclusive experiences.
Highlights
$618
First year value
up to 165,000 pts†
Welcome bonus
$139
Annual fee
Additional cardholder† $50; First year Annual Fee Rebate†
Interest Rates
21.99%
Purchase APR
22.99%
Balance transfer APR
22.99%
Cash advance APR
Eligibility
Good
Recommended credit score
$60,000
Required annual personal income
$100,000
Required annual household income
The TD First Class Travel® Visa Infinite* Card stands out among travel credit cards for its nice welcome bonus, strong rewards rate on all purchases, and particularly massive earn rate for purchases via through Expedia® For TD†. It also offers substantial long-term value for those who have a TD All-Inclusive Banking Plan, as that membership rebates the card’s annual fees for the primary cardholder and an Authorized User.
This could underwhelm some travelers but may be forgivable for those who are just focused on getting as many free flights and hotel nights as possible.
Who's the TD First Class Travel® Visa Infinite* Card for?
A travel lover who wants to accumulate points fast on everyday spending without any loyalty to a particular brand of store, but ideally can be loyal to TD Bank and their booking portal Expedia For TD to find the best travels deals.
-
Earn up to $1,400 in value†, including up to 165,000 TD Rewards Points, receive an annual fee rebate for the first year† and additional travel benefits. Conditions Apply.
Earn a welcome Bonus of 20,000 TD Rewards Points when you make your first Purchase with your Card†.
Earn 145,000 TD Rewards Points when you spend $7,500 within 180 days of Account opening†.
Earn a Birthday Bonus of up to 10,000 TD Rewards points†.
Get an annual TD Travel Credit† of $100 when you book at Expedia® For TD.
Get an Annual Fee Rebate for the first year†.
Enjoy your time at the airport with global airport lounge access and 4 complimentary lounge visits with Visa Airport Companion Program (a value of up to $285)†.
To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
Offer may be changed, withdrawn, or extended at any time and cannot be combined with any other offer unless otherwise indicated.
†Terms and conditions apply.
This offer is not available for residents of Quebec.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button. Sponsored Content.
✅ Pros and cons
Pros
- Major combined value for the welcome bonus (up to $1,400 in value)†
- Good base earn rate on all purchases
- Huge earn rate when you book travel through Expedia® For TD†
- Very flexible redemption options
- $100 TD Travel Credit†
- Visa Infinite Benefits
- Great savings on annual fees for accountholders of TD’s All-Inclusive Banking Plan
Cons
- Charges foreign transaction fees
- Earn 8 TD Rewards Points† for every $1 you spend when you book travel through Expedia® For TD†
- Earn 6 TD Rewards Points† for every $1 you spend on Groceries, Dining, and Public Transit†.
- Earn 4 TD Rewards Points† for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media†
- Earn 2 TD Rewards Points For every $1 you spend on other Purchases made using your Card†
Points don’t expire as long as your account is active, and the card has no caps on the total amount of TD Points that can be earned.
Though there are a number of redemption options with TD Points, you get the best value when redeeming for travel via one of two methods:
1. Book Any Way†
The Book Any Way† redemption path allows you to charge eligible travel expenses to your credit card and then retroactively redeem your points for those expenses within 90 days of the expense date. Travel expenses may include but are not limited to:
- Flights
- Air travel taxes
- Baggage fees
- Airport parking and shuttles
- Car rentals
- Local commuter transport, like trains, buses or subways
- Cruises
- Lodging
- Travel attractions and entertainment
Each point redeemed via Book Any Way† is worth $0.004 for the first $1,200 of any redemption and $0.005 for the remainder of any redemption above $1,200.
Expedia® For TD
Points can alternatively be redeemed for flights, hotels, vacation packages and rental cars via ExpediaForTD.com. Redeeming with this method yields a flat value of $0.005 per point. The site will indicate the dollar value of the TD points you have on hand, and then you apply those points to your travel purchase when checking out.
Aside from the high value in earning and redeeming rewards via ExpediaForTD.com, the platform also provides a nice price guarantee feature: If you find a cheaper Flight + Hotel package within 24 hours of booking or a cheaper hotel rate up to 48 hours before check-in, Expedia will refund the difference between what you paid and the lower rate you found.
2. Other redemption paths
TD Points can also be redeemed for the following, though the value you get per point tends to be lower than what you get for the above two travel redemption methods.
- Amazon’s Shop with Points†: Select your TD card as your method of payment at Amazon.ca checkout, then automatically apply points toward your purchase. 10K TD Points can be redeemed for $33 (value of $0.0033 per point) and can be redeemed for Amazon.ca purchases either in part or in full.
- TD’s Shop the Mall†: Redeem points for clothing, electronics and computers from retailers like Roots, Zara, and the Body Shop.
- TD’s Shop the Catalogue†: Redeem points for merchandise including clothing, games, furniture, and appliances.
- Gift cards† at retailers like Bed Bath & Beyond, Best Buy, Canadian Tire, and more.
- Cash statement credit† for your TD card account. This requires a minimum 10K points to redeem. The first 10,000-point minimum is worth $0.005 per point and then each additional 400 points is worth $1 (0.0025 per point).
- Education credit† via HigherEdPoints.com. Credits must be purchased in minimum 62,500 points/$250 credit increments, for a redemption value of $0.004 per point.
- Excellent welcome bonus: Earn up to $1,400 in value†, including up to 165,000 TD Rewards Points† and receive an annual fee rebate for the first year†. Conditions Apply. To receive the first-year annual fee rebate for the Primary Cardholder, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening. To receive the Additional Cardholder(s) first-year annual fee rebate, you must add your Additional Cardholder(s) while the offer is in effect.
- High earn rate on travel, groceries and restaurants, and recurring bills without loyalty to a particular store
-
Comprehensive travel insurance
TD First Class Travel® Visa Infinite* Card insurance coverage
Coverage type
Coverage level
Travel medical insurance (below age 65)†
Up to $2 million for first 21 days
Travel medical insurance (above age 65)†
$2 million for first 4 days
Trip cancellation†
up to $1,500 per person; max. $5,000 per group
Trip interruption†
up to $5,000 per person; max $25,000 per group
Common carrier travel Accident†
Up to $500,000
Delayed and lost baggage†
Max $1,000 per person with baggage lost or delayed for at least 6 hours
Auto rental collision/loss damage Insurance†auto rental collision/loss damage insurance†
Up to 48 consecutive days of coverage
Extended warranty†
Up to 12 additional months of coverage for items with valid manufacturer’s warranty
Purchase security†
Eligible items are covered if they are stolen or damaged within 90 days of purchase
Hotel/motel burglary insurance†
Coverage up to $2,500 per occurrence for each Cardholder on the Account and eligible family members travelling with the Cardholder
Mobile device insurance†
Up to $1,000 of coverage in the event of loss, theft, accidental damage, or mechanical breakdown for eligible mobile device
You can check out our guide to credit card travel insurance to learn more about the different types of coverage listed above, and to review other Canadian travel credit cards that might have stronger travel insurance benefits.
- $100 annual TD Travel Credit†
- Mobile device insurance
- Earn more at Starbucks when you link your card
- Save a minimum of 10% with Avis and Budget in Canada and the U.S. (5% savings elsewhere)
- Apple pay, Google Pay, or Samsung Pay to instantly use your credit card.
- Complimentary Visa Infinite Concierge 24/7 for any cardholder request
- Visa Infinite Luxury hotel collection, dining series, wine country, and entertainment access.
What people have to say about the TD First Class Travel® Visa Infinite* Card
Redditor, alwaysdetermined points out that yes, the annual fee can be waived with TD's All Inclusive but notes "the All-Inclusive costs $29.95, but that account fee can be waived if you keep $5,000 in the account at all times."
Reddit user, SensitiveAward, has the card, says they travel multiple times a year and is please with the insurance coverage saying "TD [credit card] comes out cheaper" when comparing it to third-party travel insurance products.
However, some users say the Expedia For TD prices are higher than regular Expedia rates, so be sure to cross reference the two portals before booking (and clear your internet cache or browse in incognito to prevent tracking).
How does TD First Class Visa Infinite compare?
Let's see how the TD First Class Visa Infinite compares to other similar credit cards.
| Comparing TD First Class Travel® Visa Infinite* Card | TD First Class Travel® Visa Infinite* Card | Scotiabank Gold American Express® | BMO Ascend World Elite®* Mastercard®* |
|---|---|---|---|
| Annual fee | $139 (Additional cardholder† $50; First year Annual Fee Rebate†) | $120 | $150 |
| Sign up bonus value | Earn up to $1,400 in value†, including up to 165,000 TD Rewards Points† and receive an annual fee rebate for the first year†. Conditions Apply. | Earn up to $850 in welcome offers, first year rewards and savings value, including up to 45,000 bonus Scene+ points.† | Get up to $1,600 in value including up to 100,000 points, Mastercard Travel Pass & 4 Complimentary Lounge Passes, NEXUS Statement Credit and the annual fee waived in the first year for both the primary cardholder and authorized users.* |
| Earn rate per $1 spent | 8 TD Rewards Points through Expedia For TD†, 6 TD Rewards Points† for every $1 you spend on Groceries, Dining, and Public Transit†, 4 TD Rewards Points† for every $1 you spend on Recurring Bill Payments and Streaming, Digital Gaming & Media†, and 2 TD Rewards points for every $1 you spend using your card†. | Earn 6x Scene+ points on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more, 5x Scene+ points for every $1 you spend on dining, food delivery, food subscriptions, other eligible grocery stores, and eligible entertainment purposes, 3x Scene+ points for every $1 CAD you spend in Canada on eligible gas and daily transit options, including rideshares, buses and subways, as well as eligible select streaming services., plus Earn 1 Scene+ point on all other purchases | 5x the points for every $1 spent on eligible travel purchases*, 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments*, 1 point for every $1 spent everywhere else*. |
| Key benefits |
◦ Great welcome bonus
◦ High earn rate on everyday spending ◦ Great travel insurance |
◦ No foreign transaction fees
◦ High earn rate on everyday spending ◦ Great travel insurance ◦ Airport lounge membership (no passes) |
◦ Airport lounge access with 4 free passes
◦ Excellent travel insurance ◦ Excellent welcome bonus |
| Read review | (you're reading it!) | Scotiabank Gold Amex Review | BMO Ascend World Elite review |
| Get started |
When comparing travel credit cards with similar annual fees, the TD First Class Travel® Visa Infinite* Card strengths and weaknesses are clear: Its sign-up bonus eclipses the competition, which gives it an immediate punch of value. It’s also something of a no-brainer card for those who have TD’s All-Inclusive Banking Plan, as the annual fee rebate† effectively makes the card free to use year after year.
It’s less ideal for those who are unlikely to spend a significant amount at through Expedia® For TD, want to avoid the foreign transaction fees and want free airport lounge access.
Scotiabank Disclosure:
Conditions Apply. Visit here for the Scotiabank Gold American Express® Card to learn more.
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
BMO Disclosure:
*Terms and conditions apply. BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.
No foreign transaction fees, earns 6x Scene+ points on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more, 5x Scene+ points for every $1 you spend on dining, food delivery, food subscriptions, other eligible grocery stores, and eligible entertainment purposes, up to 4x Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia 3x Scene+ points for every $1 CAD you spend in Canada on eligible gas and daily transit options, including rideshares, buses and subways, as well as eligible select streaming services., 1 Scene+ point on all other purchases and Earn 1 Scene+ point on all other purchases, and has an all-encompassing travel insurance package.
Disclosures:
Conditions Apply. Visit here for the Scotiabank Gold American Express® Card to learn more.
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
up to 45,000 points†
Welcome Bonus
$1,582
First Year Value
$732
Annual Value
Welcome Bonus: Earn up to $850 in welcome offers, first year rewards and savings value, including up to 45,000 bonus Scene+ points.† Expires Jul 01, 2026
Get this card if you...
- want exclusive travel benefits like no foreign exchange fees
- need comprehensive travel insurance benefits
- want to access exclusive Amex offers
Annual Fee & Annual Interest Rates
$120
Annual Fee
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Our Take
The Scotiabank Gold American Express® Card is a rewards credit card that offers accelerated earn rates on categories such as groceries, dining, and entertainment. It also provides benefits like no foreign transaction fees and comprehensive travel insurance, making it suitable for both everyday spending and international use.
Eligibility
Very Good (671 - 739)
Recommended Credit Score
Pros
- Lots of daily spend options to earn multiplied point bonuses
- Swanky Amex perks like Front of the Line presale concert tickets
- Save on foreign transaction fees when abroad
- Fantastic insurance coverage, especially for travel
Cons
- Relatively low-value welcome bonus
- $120 annual fee that chews into your point value substantially
- Scene points redeem poorly for travel
Annual Interest Rates
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$120
Annual Fee
0.00%
Foreign Transaction
Rewards Scene+
6x
Scene+ points¹ on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more
5x
Scene+ points for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
5x
Scene+ points for every $1 you spend in Canada eligible entertainment purposes. Includes movies, theatre and ticket agencies stores.
3x
Scene+ points for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshares, buses, subway, taxis and more
3x
Scene+ points for every $1 CAD you spend in Canada on eligible select streaming services
1x
Scene+ point for every $1 spent on all other eligible everyday purchases
4x
Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
Insurance Benefits
$1,000
Mobile device insurance amount
$1,000,000
Emergency medical insurance amount
3
Emergency medical insurance over 65 days
$500,000
Travel accident insurance amount
$1,000
Hotel burglary insurance
$65,000
Rental car insurance amount
Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points. Here's how:
$450 in travel rewards (45,000 bonus Scene+ points) for new Scotiabank Gold American Express Card clients who spend $2,000 within the first 3 months (to earn 25,000 points) and who spend $7,500 within the first 12 months (to earn an additional 20,000 points);
$58 in foreign transaction fee savings based on average annual foreign spend per account over the last 24 months (save the 2.5% foreign transaction fee markup typically charged by other card issuers);
$386 in first year point earn potential (38,500 Scene+ points) on everyday purchases based on average annual spend per account over the last 24 months with an average spend of 30% in 6X, 5X and 3X accelerator categories.
Potential First Year Value = up to $894 (rounded down to $850)
To qualify for these offers make sure to apply for and open a new Scotiabank Gold American Express credit card account (“Account”) between January 2, 2026 and July 1, 2026.
*Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential and foreign transaction fee savings as of November 4, 2025.
See terms and conditions for full details.
Rates, fees and other information are effective as of October 31, 2025. Subject to change.
Our Take
The Scotiabank Gold American Express® Card is a rewards credit card that offers accelerated earn rates on categories such as groceries, dining, and entertainment. It also provides benefits like no foreign transaction fees and comprehensive travel insurance, making it suitable for both everyday spending and international use.
Eligibility
Very Good (671 - 739)
Recommended Credit Score
Pros
- Lots of daily spend options to earn multiplied point bonuses
- Swanky Amex perks like Front of the Line presale concert tickets
- Save on foreign transaction fees when abroad
- Fantastic insurance coverage, especially for travel
Cons
- Relatively low-value welcome bonus
- $120 annual fee that chews into your point value substantially
- Scene points redeem poorly for travel
Annual Interest Rates
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$120
Annual Fee
0.00%
Foreign Transaction
Rewards Scene+
6x
Scene+ points¹ on every $1 you spend at Sobeys, Safeway, Freshco, Foodland and more
5x
Scene+ points for every $1 you spend on dining, food delivery and other eligible grocery stores. Includes popular food delivery and food subscriptions.
5x
Scene+ points for every $1 you spend in Canada eligible entertainment purposes. Includes movies, theatre and ticket agencies stores.
3x
Scene+ points for every $1 CAD you spend in Canada on eligible gas and daily transit options. Includes rideshares, buses, subway, taxis and more
3x
Scene+ points for every $1 CAD you spend in Canada on eligible select streaming services
1x
Scene+ point for every $1 spent on all other eligible everyday purchases
4x
Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
Insurance Benefits
$1,000
Mobile device insurance amount
$1,000,000
Emergency medical insurance amount
3
Emergency medical insurance over 65 days
$500,000
Travel accident insurance amount
$1,000
Hotel burglary insurance
$65,000
Rental car insurance amount
Earn up to $850* in value in the first 12 months, including up to 45,000 bonus Scene+ points. Here's how:
$450 in travel rewards (45,000 bonus Scene+ points) for new Scotiabank Gold American Express Card clients who spend $2,000 within the first 3 months (to earn 25,000 points) and who spend $7,500 within the first 12 months (to earn an additional 20,000 points);
$58 in foreign transaction fee savings based on average annual foreign spend per account over the last 24 months (save the 2.5% foreign transaction fee markup typically charged by other card issuers);
$386 in first year point earn potential (38,500 Scene+ points) on everyday purchases based on average annual spend per account over the last 24 months with an average spend of 30% in 6X, 5X and 3X accelerator categories.
Potential First Year Value = up to $894 (rounded down to $850)
To qualify for these offers make sure to apply for and open a new Scotiabank Gold American Express credit card account (“Account”) between January 2, 2026 and July 1, 2026.
*Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential and foreign transaction fee savings as of November 4, 2025.
See terms and conditions for full details.
Rates, fees and other information are effective as of October 31, 2025. Subject to change.
Includes complimentary membership in Mastercard Travel Pass provided by DragonPass,* with four annual complimentary passes. That’s a ~$128 USD value that renews every year*. Plus Get up to $1,600 in value including up to 100,000 points, Mastercard Travel Pass & 4 Complimentary Lounge Passes, NEXUS Statement Credit and the annual fee waived in the first year for both the primary cardholder and authorized users.* which is still competitive with the TD card’s sign-up bonus.
Drawback: There are increased earn rates but you earn only 1 point for every $1 spent everywhere else where they do not apply.*
Disclosures:
*Terms and conditions apply.
BMO is not responsible for maintaining the content on this site. Please click on the Apply now link for the most up to date information.
up to $1,600*
Welcome Bonus
$1,922
First Year Value
$322
Annual Value
Welcome Bonus: Get up to $1,600 in value including up to 100,000 points, Mastercard Travel Pass & 4 Complimentary Lounge Passes, NEXUS Statement Credit and the annual fee waived in the first year for both the primary cardholder and authorized users.*
Get this card if you...
- are a high-earning globetrotter, looking for travel perks
- value travel insurance, lounge access, and concierge services
- appreciate a great welcome offer
Annual Fee & Annual Interest Rates
$150
Annual Fee
21.99%
Purchase
23.99%
Cash Advance
23.99%
Balance Transfer
Our Take
The BMO Ascend™ World Elite®* Mastercard®* is a premium travel rewards credit card with elevated earn rates on eligible travel, dining, entertainment, and recurring bill payments. Cardholders benefit from complimentary lounge membership, which includes complimentary passes, as well as comprehensive travel insurance coverage, making it a suitable option for frequent travelers seeking both rewards and travel-related perks.
Eligibility
Excellent (740+)
Recommended Credit Score
$80,000
Required Annual Personal Income
$150,000
Required Annual Household Income
Pros
- High-value welcome offer
- Flexible airport lounge access
- BMO Rewards points can be used to cover flight taxes and fees
- Great for those who frequently rent cars
- Good for Costco and No Frills shoppers
Cons
- So-so earn rates relative to its annual fee
- Points have low redemption value compared to other travel rewards programs
- Charges foreign transaction fees
- Relatively high minimum income requirements
Annual Interest Rates
21.99%
Purchase
23.99%
Cash Advance
23.99%
Balance Transfer
Fees
$150
Annual Fee
2.50%
Foreign Transaction
$29
Over The Limit Penalty
Rewards BMO Rewards
5x
Earn 5x the points for every $1 spent on eligible travel purchases*
3x
Earn 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments*
1x
Earn 1 point for every $1 spent everywhere else*
4
Complimentary membership in Mastercard Travel Pass provided by DragonPass, with 4 annual complimentary passes
Insurance Benefits
$5,000,000
Emergency medical insurance amount
$500,000
Travel accident insurance amount
$1,000
Hotel burglary insurance
$65,000
Rental car insurance amount
Get up to $1,600 in value including up to 100,000 points, Mastercard Travel Pass & 4 Complimentary Lounge Passes, NEXUS Statement Credit and the annual fee waived in the first year for both the primary cardholder and authorized users.*
Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
Also, enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
*Terms and conditions apply.
Our Take
The BMO Ascend™ World Elite®* Mastercard®* is a premium travel rewards credit card with elevated earn rates on eligible travel, dining, entertainment, and recurring bill payments. Cardholders benefit from complimentary lounge membership, which includes complimentary passes, as well as comprehensive travel insurance coverage, making it a suitable option for frequent travelers seeking both rewards and travel-related perks.
Eligibility
Excellent (740+)
Recommended Credit Score
$80,000
Required Annual Personal Income
$150,000
Required Annual Household Income
Pros
- High-value welcome offer
- Flexible airport lounge access
- BMO Rewards points can be used to cover flight taxes and fees
- Great for those who frequently rent cars
- Good for Costco and No Frills shoppers
Cons
- So-so earn rates relative to its annual fee
- Points have low redemption value compared to other travel rewards programs
- Charges foreign transaction fees
- Relatively high minimum income requirements
Annual Interest Rates
21.99%
Purchase
23.99%
Cash Advance
23.99%
Balance Transfer
Fees
$150
Annual Fee
2.50%
Foreign Transaction
$29
Over The Limit Penalty
Rewards BMO Rewards
5x
Earn 5x the points for every $1 spent on eligible travel purchases*
3x
Earn 3x the points for every $1 spent on eligible dining and entertainment purchases and recurring bill payments*
1x
Earn 1 point for every $1 spent everywhere else*
4
Complimentary membership in Mastercard Travel Pass provided by DragonPass, with 4 annual complimentary passes
Insurance Benefits
$5,000,000
Emergency medical insurance amount
$500,000
Travel accident insurance amount
$1,000
Hotel burglary insurance
$65,000
Rental car insurance amount
Get up to $1,600 in value including up to 100,000 points, Mastercard Travel Pass & 4 Complimentary Lounge Passes, NEXUS Statement Credit and the annual fee waived in the first year for both the primary cardholder and authorized users.*
Plus, get a 0% introductory interest rate on Balance transfers for 12 months with a 2% transfer fee.*
Also, enjoy six months of Instacart+ and a $10 monthly Instacart credit when you enroll your eligible BMO Credit Card.*
*Terms and conditions apply.
Minimum income: $60,000 individual and $100,000 household annual income
Is the TD First Class Travel® Visa Infinite* Card worth it?
Yes, for its welcome bonus alone it's a great card. You'll also get a first year annual fee rebate, high earn rate in everyday spending, 10% annual birthday bonus, a $100 annual travel credit and comprehensive travel coverage.
Disclosures:
†Terms and conditions apply.
This offer is not available to residents of Quebec.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button. Sponsored Content.
FAQs
Tyler Wade
Personal finance content strategist & writer
Tyler Wade has worked in personal finance for over 5 years writing for brands like Ratehub, Forbes, KOHO, and now Money.ca.
Scott Birke
Content editor, Money.ca
Scott Birke is a financial content editor at Money.ca.
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†Terms and Conditions apply.