CIBC Aventura® Gold Visa* Card
Apr 28, 2025
While we adhere to strict editorial guidelines, partners on this page may provide us earnings.
Overall rating
First year value
$2,320
Get this card if you:
- want to earn Aventura points on everyday purchases
- value travel perks, including comprehensive travel insurance
- want flexible redemption, including loyalty points conversion
Scores by category
Travel 3.8
Welcome Bonus 3.8
Gas 3.4
At a glance
The CIBC Aventura® Gold Visa* Card is a travel rewards credit card that allows cardholders to earn Aventura Points on everyday purchases, with accelerated rates for eligible travel booked through the CIBC Rewards Centre, as well as at gas stations, EV charging stations, grocery stores, and drug stores. It also offers benefits such as a NEXUS™ application fee rebate, access to airport lounges, and comprehensive travel insurance.
Highlights
$2,320
First year value
up to 60,000 pts†
Welcome bonus
$139
Annual fee
One-time annual fee rebate†
Interest Rates
20.99%
Purchase APR
22.99%
Balance transfer APR
22.99%
Cash advance APR
Eligibility
Good
Recommended credit score
$15,000
Required annual household income
Quick overview of the CIBC Aventura Gold Visa
The CIBC Aventura® Gold Visa* Card is great for anyone who has consistent spending habits and wants to put those to use through travel rewards. Frequent travelers would benefit from using this card because of its elite opportunities and great rewards that make travel more affordable and specialized.
Who's the CIBC Aventura® Gold Visa* Card for?
- Canadians who spend significantly on groceries and gas monthly, benefiting from the higher earn rates in these categories
- Occasional travellers wanting airport lounge access, with 4 complimentary visits to 1,200+ lounges globally through the Visa Airport Companion Program
- Travellers seeking flexible travel rewards with the ability to redeem points for flights, accommodations, experiences, merchandise, and gift cards
- Consumers seeking premium perks and benefits typically reserved for cards with much higher income requirements
Pros and cons
Pros
- High value welcome offer
- Minimal household annual income required
- Exceptional points-redeemable travel opportunities and other perks
Cons
- High annual fee (rebated for your first year)†
CIBC Aventura® Visa Gold Card welcome offer
The CIBC Aventura® Gold Visa comes with an impressive welcome bonus that we value at $1,750:
- Get up to $1,750 in value, including up to 60,000 Aventura Points.†
How to earn Aventura points with the Aventura Gold Visa
With the CIBC Aventura® Gold Visa* Card, you earn:
-
2 points for every $1 spent on eligible travel purchased through the CIBC Rewards Centre†
-
1.5 points for every $1 spent at eligible gas stations, EV charging, grocery stores and drug stores†
-
1 point for every $1 spent on all other eligible purchases†
- 1.5× bonus rate applies only to first $80,000 in annual net purchases; regular rate applies after
- Annual limit resets after December statement
- No points earned on cash advances, Global Money Transfers, interest, fees, balance transfers, payments or Convenience Cheques
- Points may be withheld if account not in good standing during statement period
- Points not earned on travel purchased with Aventura Points
What are Aventura points worth?
Just how valuable your rewards points are with the CIBC Aventura® Gold Visa* depends on how you redeem them. Here's a quick breakdown of how far your Aventura points can take you:
- Flight redemptions: Up to 2.29 cents per point
- Travel-related purchases from any vendor: 1.25 cents per point
- Flexible travel rewards (car rentals, cruises, hotels): 1 cent per point
- Gift cards and merchandise: Average 0.71 cents per point
How to redeem CIBC Aventura points
You can redeem your points through the CIBC Rewards Centre on travel, gift cards, merchandise, or other experiences. The higher the amount of Aventura points you have, the more valuable rewards you can cash them in for. For example, saving up more Aventura points will give you more accessible travel opportunities to places that may be out of country or out of continent.
- Flights through the Aventura Flight Rewards Chart
- Any travel purchase made on your card (hotels, car rentals, cruises, tours)
- Merchandise from the CIBC Rewards Centre catalog
- Gift cards from 100+ retail and restaurant partners
- Statement credits applied directly to your card balance
- Financial products , including contributions to CIBC investment accounts
- Charitable donations to over 86,000 partner organizations
- Experiences, including event tickets and activities
- Travel packages including all-inclusive vacations
- Annual fee rebates on your credit card
- Merchandise from Apple and other premium brands
- Amazon.ca purchases through the Shop With Points feature
Flight redemptions deliver the highest return on your Aventura points—up to 2.29 cents per point when maximized properly. The Aventura Flight Rewards Chart makes this straightforward:
Destination
Points Required
Maximum ticket valuer
Point value
Short-haul Canada/US
10,000-20,000
$400
Up to 2.0¢/point
Long-haul Canada/US
25,000-35,000
$800
Up to 2.29¢/point
Mexico/Caribbean
40,000-60,000
$1,000
Up to 1.67¢/point
Europe
50,000-70,000
$1,300
Up to 1.86¢/point
Rest of World
75,000-125,000
$2,000
Up to 1.6¢/point
The sweet spot is clearly long-haul flights within Canada and the US, where your points can reach that impressive 2.29¢ valuation. There's no sense leaving that kind of value on the table if you're a frequent traveler.
Unlike other rewards programs, Aventura Flight Rewards come with no blackout dates and still earn you frequent flyer miles—giving you essentially double-dipping potential that savvy cardholders can leverage.
Other travel bookings beyond just flights
If flight redemptions don't fit your lifestyle, Aventura points maintain strong value for other travel expenses:
- Flexible travel rewards (1¢/point): Use for hotels, car rentals, vacation packages and cruises.
- Any travel provider (1.25¢/point): Book with any travel merchant, then apply points to offset the charge—offering flexibility that most competitors simply can't match.
The Book Any Way, Pay With Points feature is particularly valuable for finding deals outside the CIBC Rewards Centre or when you have specific travel preferences that might not be available through the standard redemption portal.
While merchandise and gift card redemptions average around 0.71¢ per point—a significant drop from travel values—they provide flexibility when travel isn't on your radar. The CIBC Rewards Centre features partnerships with premium brands like Amazon, Best Buy, and Bose.
For comparison, if you have 50,000 Aventura points, they could be worth:
- $1,145 toward long-haul flights
- $625 toward any travel purchase
- $355 in merchandise redemptions
For the financially prudent, Aventura points can be applied directly toward:
- Credit card balance payments
- Contributions to CIBC investment accounts
- Payments toward registered savings plans
While these redemptions typically offer lower cent-per-point value, they provide practical options for cardholders focused on debt reduction or building their financial portfolio.
Key benefits of the Aventura Visa Gold credit card
The Aventura Gold Visa shines from the very start thanks to it's impressive sign-up bonus for new accounts. That up to 60,000 pts† bonus is valued at more than $ 1,750, giving the card a potential first-year value of $2,320.
- 4 complimentary visits to 1,200+ airport lounges globally through Visa Airport Companion Program
- $100 value† NEXUS™ application fee rebate† every 4 years
- Flexible travel redemptions for flights, car rentals, hotels, and vacation packages
- Points never expire as long as account remains active
- Use points to cover full airfare including taxes and fees
- Purchase Security Insurance (90-day protection if purchases are stolen or break)
- Travel insurance coverage (for travelers under 65)
CIBC Aventura® Gold Visa* Card insurance benefirs
| Insurance | Coverage amount |
|---|---|
| Extended warranty | 1 year |
| Purchase protection | 90 days |
| Mobile device protection | $1,000 |
| Common Carrier travel accident insurance | $500,000 |
| Emergency medical coverage | 15 days (under 65) for up to $5,000,000 |
| Flight delay | $500 |
| Baggage delay/theft | $500 |
| Hotel burglary coverage | $2,500 |
| Rental car coverage | $65,000 |
Extra benefits of the Aventura Gold Visa
- Elevate your airport experience with 4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program: over $261 in value.†
- Get a $100 value† NEXUS™ application fee rebate†
- No blackout periods or restrictions, and points that don’t expire†
- The Aventura Travel Assistant provides cardholders with access to personalized travel booking and trip planning with no booking fees.†
- Car rental discounts available†
- CIBC Payment Protector™ helps by reducing the burden of your credit card payments if you’re unable to work due to disability, job loss, critical illness or in the event you pass away
- CIBC Pace It™ payment plans access to pay down select purchases over time.
- CIBC Aventura mobile app access (Google Play and Apple App Store)
How does the CIBC Aventura® Gold Visa* Card compare to other travel rewards cards?
There are plenty of things to consider when deciding on the most suitable travel rewards card for you. The earn rate and available options for rewards, as well as restrictions and /or flexibility of redeeming for those rewards are all important things to compare.
The CIBC Aventura Gold Visa stands out with its remarkably low $15,000 household income requirement while still delivering premium travel perks like lounge access and a robust welcome bonus. It offers solid earn rates on everyday categories with 1.5x points on gas, groceries, and drugstores.
TD's Aeroplan card requires the standard $60,000 personal income but delivers significant value for Air Canada loyalists. The key advantage here is direct integration with Aeroplan's ecosystem—including preferred pricing on Air Canada flights and free checked bags. Its insurance package is also more comprehensive, notably including trip cancellation coverage that Aventura lacks.
Choose Aventura if you value flexibility and accessibility; opt for Aeroplan if you frequently fly Air Canada and want stronger insurance protection.
| CIBC Aventura® Gold Visa* Card | TD® Aeroplan® Visa Infinite* Card |
|---|---|
|
Annual fee:
$139 (One-time annual fee rebate†)† |
Annual fee:
$139 ( Annual fee rebate for the first year†.) To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while this offer is in effect. |
|
Lounge access:
4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program† |
Lounge access:
N/A |
|
Other perks:
$100 value† NEXUS™ application fee rebate† |
Other perks:
NEXUS™ application fee rebate: Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD)†. |
|
Insurance:
8 types including emergency medical, travel accident, rental car, purchase security and mobile device insurance† |
Insurance:
8 types including emergency medical, travel accident, rental car, and mobile device insurance† |
Disclosures:
- TD® Aeroplan® Visa Infinite* Card
-
:
†Terms and conditions apply.
This offer is not available to residents of Quebec.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button. Sponsored Content.
up to 40,000 pts†
Welcome Bonus
$486
First Year Value
$0
Annual Value
Welcome Bonus: Up to $1,350 in value† including up to 40,000 Aeroplan points† could be yours. Plus, receive an annual fee rebate for the first year† and additional travel benefits. Conditions Apply.
Get this card if you...
- want to quickly rack up Aeroplan points
- need comprehensive travel insurance benefits
- value a great welcome offer
Annual Fee & Annual Interest Rates
$139
Annual Fee
21.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Our Take
The TD® Aeroplan® Visa Infinite* Card is a travel rewards credit card designed for frequent Air Canada travelers, offering elevated Aeroplan points on eligible gas, grocery, travel, and dining purchases. Cardholders benefit from perks such as a NEXUS application fee rebate†, a complimentary first checked bag for the primary cardholder and up to eight companions on Air Canada flights†, and access to select airport lounges†; however, the card carries an annual fee and requires a minimum personal or household income for eligibility.
Eligibility
Excellent (740+)
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
Pros
- The card has a high earn rate for Aeroplan Points, generating 1.5 points† per $1 spent on eligible purchases.
- Insurance offered includes coverage in the categories that travellers need, and is generally better than its Aeroplan peers at a similar annual fee level.
Cons
- No airport lounge membership or free lounge access.
- Aeroplan points can’t be redeemed for flights outside the Star Alliance network, nor can they be redeemed for cash credit. This makes them less flexible than some competing travel rewards programs.
Annual Interest Rates
21.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$139
Annual Fee
2.50%
Foreign Transaction
Rewards Aeroplan
1.5 points†
for every $1 spent on eligible gas, electric vehicle charging, grocery and direct through Air Canada® purchases (including Air Canada Vacations®)
1 point†
Earn 1 point for every $1 you spend on all other purchases
2x
Earn points twice with Aeroplan partner brands and on the Aeroplan eStore.
50%
Earn 50% more Aeroplan points at Starbucks when you link your card to your account†. Conditions apply.
1
Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD)†. Additional Cardholders can also take advantage of this NEXUS program application fee rebate.
1st
checked bag free for you and up to 8 travel companions†
Insurance Benefits
$1,000
Mobile device insurance amount
$500,000
Travel accident insurance amount
$2,500
Hotel burglary insurance
$65,000
Rental car insurance amount
Up to $1,350 in value† including up to 40,000 Aeroplan points† could be yours. Plus, receive an annual fee rebate for the first year† and additional travel benefits. Conditions Apply.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening†
Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD)†.
Plus, share free first checked bags with up to 8 travel companions†
Get an annual fee rebate for the first year†.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while this offer is in effect.
Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
†Terms and conditions apply.
This offer is not available for residents of Quebec.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button. Sponsored Content.
Our Take
The TD® Aeroplan® Visa Infinite* Card is a travel rewards credit card designed for frequent Air Canada travelers, offering elevated Aeroplan points on eligible gas, grocery, travel, and dining purchases. Cardholders benefit from perks such as a NEXUS application fee rebate†, a complimentary first checked bag for the primary cardholder and up to eight companions on Air Canada flights†, and access to select airport lounges†; however, the card carries an annual fee and requires a minimum personal or household income for eligibility.
Eligibility
Excellent (740+)
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
Pros
- The card has a high earn rate for Aeroplan Points, generating 1.5 points† per $1 spent on eligible purchases.
- Insurance offered includes coverage in the categories that travellers need, and is generally better than its Aeroplan peers at a similar annual fee level.
Cons
- No airport lounge membership or free lounge access.
- Aeroplan points can’t be redeemed for flights outside the Star Alliance network, nor can they be redeemed for cash credit. This makes them less flexible than some competing travel rewards programs.
Annual Interest Rates
21.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$139
Annual Fee
2.50%
Foreign Transaction
Rewards Aeroplan
1.5 points†
for every $1 spent on eligible gas, electric vehicle charging, grocery and direct through Air Canada® purchases (including Air Canada Vacations®)
1 point†
Earn 1 point for every $1 you spend on all other purchases
2x
Earn points twice with Aeroplan partner brands and on the Aeroplan eStore.
50%
Earn 50% more Aeroplan points at Starbucks when you link your card to your account†. Conditions apply.
1
Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD)†. Additional Cardholders can also take advantage of this NEXUS program application fee rebate.
1st
checked bag free for you and up to 8 travel companions†
Insurance Benefits
$1,000
Mobile device insurance amount
$500,000
Travel accident insurance amount
$2,500
Hotel burglary insurance
$65,000
Rental car insurance amount
Up to $1,350 in value† including up to 40,000 Aeroplan points† could be yours. Plus, receive an annual fee rebate for the first year† and additional travel benefits. Conditions Apply.
Earn a welcome bonus of 10,000 Aeroplan points when you make your first Purchase with your new Card†
Earn 15,000 Aeroplan points when you spend $7,500 within 180 days of Account opening†
Plus, earn a one-time anniversary bonus of 15,000 Aeroplan points when you spend $12,000 within 12 months of Account opening†
Apply for the NEXUS program and once every 48 months get an application fee rebate (up to $100 CAD)†.
Plus, share free first checked bags with up to 8 travel companions†
Get an annual fee rebate for the first year†.
To receive the first-year annual fee rebate, you must activate your Card and make your first Purchase on the Account within the first 3 months after Account opening and you must add your Additional Cardholders while this offer is in effect.
Offer may be changed, withdrawn or extended at any time and cannot be combined with any other offer unless otherwise indicated.
†Terms and conditions apply.
This offer is not available for residents of Quebec.
The Toronto-Dominion Bank (TD) is not responsible for the contents of this site including any editorials or reviews that may appear on this site. For complete and current information on any TD product, please click the Apply Now button. Sponsored Content.
Again, the CIBC Aventura Gold Visa delivers premium travel benefits at an exceptionally accessible $15,000 household income threshold. Its strength lies in its impressive welcome bonus and flexible redemption options that work with any airline.
Scotiabank's Passport Visa Infinite requires the standard $60,000 personal income but compensates with two standout features: no foreign transaction fees (saving 2.5% on all foreign purchases) and 6 annual airport lounge visits instead of Aventura's four. For frequent international travelers, these savings can quickly outweigh the slight premium in annual fee.
Choose Aventura for its accessibility and strong welcome bonus; select the Passport if you travel internationally often and would benefit from the foreign transaction fee savings and additional lounge visits.
| CIBC Aventura® Gold Visa* Card | Scotiabank Passport® Visa Infinite* Card |
|---|---|
| Annual fee:$139 (One-time annual fee rebate†)† |
Annual fee:
$150 |
|
Lounge access:
4 complimentary visits at 1,200+ lounges globally through Visa Airport Companion Program† |
Lounge access:
6 complimentary lounge visits per year at 1,200+ lounges globally through Visa Airport Companion Program† |
|
Other perks:
$100 value† NEXUS™ application fee rebate† |
Other perks:
No foreign transaction fees |
|
Insurance:
8 types including emergency medical, travel accident, rental car, purchase security and mobile device insurance† |
Insurance:
8 types including emergency medical, travel accident, rental car, and purchase security insurance† |
Disclosures:
- Scotiabank Passport® Visa Infinite* Card
-
:
Rates, fees and other information are effective as of January 3, 2025. Subject to change.
Conditions Apply. Visit here for the Scotiabank Passport® Visa Infinite* Card to learn more.
*See Card Provider's website and Card Application for complete card details, terms and current offers. Reasonable efforts are made to maintain accuracy of information.
up to 60,000 pts*
Welcome Bonus
$1,812
First Year Value
$312
Annual Value
Welcome Bonus: Earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points* Expires Jul 01, 2026
Get this card if you...
- travel often and want premium travel perks like lounge access
- want to avoid paying foreign exchange fees
- appreciate a good welcome offer
Annual Fee & Annual Interest Rates
$150
Annual Fee
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Our Take
The Scotiabank Passport® Visa Infinite* Card is a travel rewards credit card offering elevated Scene+ points on eligible grocery store purchases, dining, entertainment, and daily transit, with a standard earn rate on all other purchases. Cardholders benefit from no foreign transaction fees, six complimentary airport lounge visits per year through the Visa Airport Companion Program, and comprehensive travel insurance.
Eligibility
Excellent (740+)
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
Pros
- No FX fees means the card saves you significant expenses on foreign transaction fees
- Earn up to 3x Scene+ points per $1 spent on eligible purchases
- Flexible and straightforward redemption program
- Visa acceptance globally compared to American Express, especially outside major cities
- Enjoy six annual visits to airport lounges
- Robust insurance offerings, including extended travel emergency medical coverage
- Access to Visa Infinite Program benefits, with added advantages like a free supplementary card
Cons
- High annual fee
- Limited rewards categories for earning reward max rate on purchases
- Primarily best for travel within Canada
Annual Interest Rates
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$150
Annual Fee
0.00%
Foreign Transaction
5.00%
Balance Transfer
$5
Cash Advance
Rewards Scene+
3x
Scene+ points¹ on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
2x
Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including ride shares, buses, subways, taxis and more)
4x
Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
1x
Scene+ point for every $1 spent on all other eligible everyday purchases
Insurance Benefits
$2,000,000
Emergency medical insurance amount
3
Emergency medical insurance over 65 days
$500,000
Travel accident insurance amount
$1,000
Hotel burglary insurance
$65,000
Rental car insurance amount
Earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points*. Here's how:
$400 in travel rewards (40,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $2,000 within the first 3 months
$100 in travel rewards (10,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $10,000 within the first 6 months
$100 in travel rewards (10,000 bonus Scene+ points) when you spend $40,000 annually on your Account each year (12-months: annual points bonus).
$50 supplementary card annual fee waiver on the first supplementary card for new Scotiabank Passport Visa Infinite Card clients
$134 in foreign transaction fee savings based on average annual foreign spend per account over the last 24 months (save the 2.5% foreign transaction fee markup typically charged by other card issuers);
$369 in first year point earn potential (36,900 bonus Scene+ points) on everyday purchases based on average annual spend per account over the last 24 months with an average spend of 21% in 3X and 2X accelerator categories.
$364 value with a complimentary Visa Airport Companion Program Membership that includes 6 lounge passes (based on a ‘Preferential’ membership valued at approx. CAD$364/USD$259). Currency conversion as at November 3, 2025.
To qualify for this offer, make sure to apply for and open a new Scotiabank Passport Visa Infinite credit card account (“Account”) between January 2, 2026 and July 1, 2026.
*Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential, foreign transaction fee and airport lounge savings as of November 4, 2025. Terms and Conditions Apply.
Rates, fees and other information are effective as of Jan 2,2026. Subject to change.
Our Take
The Scotiabank Passport® Visa Infinite* Card is a travel rewards credit card offering elevated Scene+ points on eligible grocery store purchases, dining, entertainment, and daily transit, with a standard earn rate on all other purchases. Cardholders benefit from no foreign transaction fees, six complimentary airport lounge visits per year through the Visa Airport Companion Program, and comprehensive travel insurance.
Eligibility
Excellent (740+)
Recommended Credit Score
$60,000
Required Annual Personal Income
$100,000
Required Annual Household Income
Pros
- No FX fees means the card saves you significant expenses on foreign transaction fees
- Earn up to 3x Scene+ points per $1 spent on eligible purchases
- Flexible and straightforward redemption program
- Visa acceptance globally compared to American Express, especially outside major cities
- Enjoy six annual visits to airport lounges
- Robust insurance offerings, including extended travel emergency medical coverage
- Access to Visa Infinite Program benefits, with added advantages like a free supplementary card
Cons
- High annual fee
- Limited rewards categories for earning reward max rate on purchases
- Primarily best for travel within Canada
Annual Interest Rates
20.99%
Purchase
22.99%
Cash Advance
22.99%
Balance Transfer
Fees
$150
Annual Fee
0.00%
Foreign Transaction
5.00%
Balance Transfer
$5
Cash Advance
Rewards Scene+
3x
Scene+ points¹ on every $1 you spend at Sobeys, Safeway, IGA, Foodland and participating Co-ops and more
2x
Scene+ points¹ for every $1 you spend on other eligible grocery stores, dining, eligible entertainment purchases and eligible daily transit options (including ride shares, buses, subways, taxis and more)
4x
Scene+ points for every dollar you spend on hotel bookings, car rentals, and things to do with Scene+ Travel, Powered by Expedia
1x
Scene+ point for every $1 spent on all other eligible everyday purchases
Insurance Benefits
$2,000,000
Emergency medical insurance amount
3
Emergency medical insurance over 65 days
$500,000
Travel accident insurance amount
$1,000
Hotel burglary insurance
$65,000
Rental car insurance amount
Earn up to $1,500 in first year welcome offers, rewards and savings, including up to 60,000 bonus Scene+ points*. Here's how:
$400 in travel rewards (40,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $2,000 within the first 3 months
$100 in travel rewards (10,000 bonus Scene+ points) for new Scotiabank Passport Visa Infinite Card clients who spend $10,000 within the first 6 months
$100 in travel rewards (10,000 bonus Scene+ points) when you spend $40,000 annually on your Account each year (12-months: annual points bonus).
$50 supplementary card annual fee waiver on the first supplementary card for new Scotiabank Passport Visa Infinite Card clients
$134 in foreign transaction fee savings based on average annual foreign spend per account over the last 24 months (save the 2.5% foreign transaction fee markup typically charged by other card issuers);
$369 in first year point earn potential (36,900 bonus Scene+ points) on everyday purchases based on average annual spend per account over the last 24 months with an average spend of 21% in 3X and 2X accelerator categories.
$364 value with a complimentary Visa Airport Companion Program Membership that includes 6 lounge passes (based on a ‘Preferential’ membership valued at approx. CAD$364/USD$259). Currency conversion as at November 3, 2025.
To qualify for this offer, make sure to apply for and open a new Scotiabank Passport Visa Infinite credit card account (“Account”) between January 2, 2026 and July 1, 2026.
*Savings and reward potential in first 12 months includes welcome offer value, first year point earn potential, foreign transaction fee and airport lounge savings as of November 4, 2025. Terms and Conditions Apply.
Rates, fees and other information are effective as of Jan 2,2026. Subject to change.
Is the CIBC Aventura® Gold Visa* Card worth it?
Overall, The CIBC Aventura® Gold Visa* Card is a great option for any frequent travelers and spenders. In order to earn the points you’d like to redeem on travel, you have to make sure your spending habits line up with the ways in which you can earn these points.
That being said, if you have a family and spend a good amount on both groceries and gas (and/or EV charging), this card is a sure-fire opportunity to earn points toward the travels of your dreams. Not only that, but there are other fun rewards and financial products available as a CIBC Aventura® Gold Visa* Card cardholder.
Eligibility requirements
To be eligible for this card you must:
- Be a Canadian resident at the age of majority in your province
- Have a minimum annual household income of $15,000†
- Have not declared bankruptcy within the past 7 years
- Have a Good credit score (>720)
Disclosures:
- The information for the CIBC Aventura® Gold Visa* Card has been collected independently by Money.ca. The card details on this page have not been reviewed or provided by the card issuer.
- †Terms and Conditions Apply. This offer is not available for residents of Quebec.
Em Norton
Content Specialist
Em Norton is a Staff Writer for Money.ca. Em holds a B.A. in Professional Writing from York University and has been writing professionally since 2019. Em's work has previously been published by Room Magazine, IN Magazine, Our Canada and more.
Cory Santos
Senior Reporter
Cory Santos is a finance writer, editor and credit card expert with nearly a decade of experience in personal finance. Cory joined Wise Publishing from BestCards, with bylines in numerous print and digital publications across North America, including the Miami Herald, BlogTO, Debt.ca, AOL, MSN and Medium as well as financial podcasts like KOFE Talk. He's also the creator and author of the annual Money.ca Credit Card Awards.
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When it's time to stop treating yourself, there are several steps you can take to limit frivolous spending
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